Purple Eagles Cover!

We can't say we were 100% confident betting on anyone called the Purple Eagles, but it worked for us this time. 

Niagara beat Siena 100-85, covering the -3 spread and giving us a nice win during February Madness. 

Did anyone else realize that it's almost time for March Madness?

Cute Cross tattoo picture

Cute Cross tattoo picture
nice simple Cross tattoo design.
When this young woman felt her skin pierced by the tattoo needle, did she think it was a fitting tribute to Christ?

Don't Miss Out On the March Madness Action!

We're trying to remind you as much as possible that March Madness is right around the corner, but it's not because we think you'll forget. 

We just want to make sure that you have your funds so that you're ready to make some cash on March Madness.

Don't just settle for a dinky office pool this year. Make sure that you're in on the sports betting by putting some spare change into a sportsbook. 

So again, don't be caught simply watching the 2009 NCAA Basketball Tournament while others are making money on the games through a sportsbook such as BetUS.

Get in the action and follow us here at Stock Lemon throughout the Madness. 

February Madness

Technically, we can't promote any of our late season college basketball picks as being part of March Madness until Sunday. 

That said, we have some February Madness for you with a Free NCAA Basketball Pick.

Niagara -3 over Siena

Tip off is about a half hour away, and we apologize for the late post. Still plenty of time to get on it, though. 

Good luck!

Always Trust Stephon Marbury

When Stephon Marbury tattooes his head with a potential Free NBA Pick, you'd be wise to heed the advice of his head. 

That's what we did on Wednesday, resulting in a nice cover as the Celtics and Clippers went under 199 points in a surprising 93-91 Clippers win. 

Our Free NBA Picks are now 6-3 (67%) in 2009, so stay with us as they hopefully catch fire down the stretch.

Stephon Marbury's Future Team is the Pick

While Stephon Marbury might not be a Celtic yet after finally fleeing the Knicks, it's only a matter of time. 

So who better to turn to as we look for advice for tonight's Free NBA Picks?

The man who has his Starbury brand tattooed on one side of his head gave us a tip for tonight's game by inking the other side of his dome. 

Starbury's Celtics/Clippers UNDER 199

Our Free NBA Picks are 5-3 (63%!) in 2009, and we hope to build on that record out on the West Coast tonight. 

Good luck!

Our Systems Are Picky

We thought that right about now we'd have multiple Free NBA Picks and Free NCAA Basketball Picks every day, but it certainly hasn't turned out that way. 

Both of our systems have offered very few plays in the past couple of weeks, but we're not going to tweak them in any way just to churn out more plays. We'll take quality over content anyday. 

Hopefully we start seeing more picks in the next few days. Stay with us!

Tattoo gallery,Flash gallery

Explore Beautiful & Decorative Skin Tattoo Stock Images Gallery.You may love this tattoo gallery website-tattoos gallery,still, this blog have a lot of awesome tattoo pictures for you to choose.

Tattoo gallery
Tattoo gallery
Tattoo gallery
Tattoo gallery
Tattoo gallery
Tattoo gallery
Tattoo gallery
Tattoo gallery

Desenhos de flores para tatuagens femininas

Depois do sucesso das tatuagens femininas, fotos de tatuagens de flores e desenhos de rosas, trazemos diversas flores para tatuagem. Hibiscus, Rosas e Orquídeas estão entre as flores para esta coleção.

Hibiscus Flor Tattoo
Rosa Tattoo

Rosa Tattoo
Ramo de Flores
Orquídea Tattoo
Margarida Tattoo
Flores Tattoo
Flor de Lótus
Flor Amarela
Flor Tattoo
Flores  Tattoo
Sakura Tattoo
Rosa Tradicional

Free NBA Picks Hitting 71% in 2009!

You read that title right--we are continuing to brag about our success in the limited NBA bets we've made this calendar year, ignoring our 2008 struggles. 

Our Free NBA Picks are 5-2 (71%) in 2009, and we hope to continue that success with an over/under tonight. 

Oklahoma City Thunder/Phoenix Suns UNDER 234

Good luck!

flower tattoo designs

picture of flower tattooflower tattoo designs

Is it March Madness Yet?

It might not be March, but that doesn't mean the NCAA Basketball action can't heat up in February. We have one Free NCAA Basketball Pick tonight, and expect these picks to be much more frequent as we approach the NCAA Tournament. 

Montana -3 over Weber St.

Good luck!

Making the Cut. Face Shapes and Hairstyles.

What’s the best short hairstyle for your face shape?

Before cutting your locks, estimate your “short” options. “You have to think about the jawline, the face shape, the length of the neck — all of those things contribute to how short or long you can go with the bob,” said celebrity hairstylist Ted Gibson, who snipped Anne Hathaway’s above-the-shoulder do. “Even though everyone is wearing shorter hair, it’s important to not be a slave to the trend.”

Gibson’s fail-safe tips? Those with fuller faces should avoid taking it too short: “You wouldn’t want the haircut to be at the jawline because it’s going to accentuate that,” he said. “If it’s a little longer, it’s slimming and more angular on the face and neck.” The perfect candidate for a pixie do or cropped bob, said Gibson, is someone who is thinner through the cheeks and with a smaller head. Regardless of how much you elect to cut, Gibson ranks the severity of the cut as the top consideration: “It should definitely have softness to it.”

Condo Unit Owner? Here's the Insurance You Need!

Read through the article and your HOA "secret" is indicated with ***** below.

Your condominium or Condo as we affectionately call it is a very important investment. Protecting it properly is critical to your financial security. If you’ve only been guessing until now, then guess no longer.

Insurance for your condo need not be a shot in the dark. There are simple ways to determine EXACTLY how much insurance you should have.

Even though insurance has been part of our culture for over 100 years, to most people – It’s still a just a mystery. And because they don’t understand it, a lot of people think they’re being “ripped off” by the Insurance Industry; aka “The Club”

I want to end that for you.

I'm an industry "insider": A licensed member of “The Club”
I’ve been inside the insurance business for over 30 years and I know it like the back of my hand: From policy to claims and back again.
I've sold insurance.
I've studied it.
I've discovered what makes "good insurance" -- and what makes "bad insurance".

I know that not all insurance is "created equal".

If you’re not properly insuring your condo you could be either wasting needless premium money on excess coverage or you could be setting yourself up for a severely UNDERINSURED loss that could cost you tens of THOUSANDS of dollars or even MORE!

I’ve been around the insurance business for a long time and I’ve seen it all.

  • I’ve seen people standing next to smoldering ashes that just hours before was their home and everything they own.
  • I’ve comforted those who have just received a 50-page lawsuit because their sprinkler flooded their neighbor’s yard or their dog bit a friend’s child.
  • I’ve reassured clients that they have coverage after their toilet flooded their house over an entire 3-day weekend.
  • I’ve seen clean-up bills for just water damage in excess of $100,000.
And I’ve been able to pay all these losses for these very frightened people because we made sure that their insurance was right for them – That it would be there to “write the check” should these shattering losses happen to them!

Condo insurance, when purchased properly, can give you the security of continuing life as you know it in the event of a catastrophic casualty or liability loss.

Condo insurance is POWERFUL and very comprehensive in the scope of coverage it offers.

Here’s a little overview….
  • It protects your condo (more on that later)
  • It protects your stuff at home
  • It protects your stuff on vacation
  • It protects your stuff in the USA
  • It protects stuff you may have in a storage facility
  • It protects your stuff all over the world !
  • Yes, that’s right… you lose your stuff ANYWHERE on the planet…you’re covered just as you are in your own backyard.
  • It protects your CHECKS & CREDIT CARDS if they’re stolen
  • It gives you Liability protection....that’s when you get sued
  • It gives you protection for stuff you’d never imagine.
  • Here’s just a few examples
    • Money, Bank Notes, Coins (including collections) up to $200
    • Property used or intended to be used in business
      • On premises up to $1,000
      • Off premises up to $250
    • Watercraft and equipment up to $1,000
    • Securities, Checks, Traveler’s Checks up to $1,000
    • Trailers (not used with watercraft) up to $1,000· Stamps, trading cards, comic books (including collections) up to $2,500
  • Theft loss of:
    • Jewelry and Furs up to $1,000
    • Firearms up to $2,500
    • Silverware and Goldware up to $2,500
    • Rugs, tapestry, wall hangings
      • Per Item up to $5,000
      • Aggregate up to $10,000
  • Home Computers up to $5,000
WOW, you say!
That’s quite a list.
Yes it is…and there’s MORE…
Yes, there’s a LOT more…
But before we get to that … the WHAT and HOW TO BUY Condo Insurance,
let’s talk about the WHY!!
Why would anyone need or want Condo Insurance?

Most Homeowners Associations (HOA's) purchase insurance for the buildings in the condo complex. That cost is paid from a portion of your monthly HOA fees.

*****And here's the IMPORTANT PART:

Generally (and I say that because every HOA is different) but GENERALLY, the HOA covers only the outer portion of the buildings and the roof and common areas. YOU are responsible to insure the interior walls, cabinets and fixtures. And you are responsible to cover your personal property: your clothes, bed, furniture, TV, iPod, dishes.... All your "stuff".

Properly structured Condo Insurance provides protection for your interior structure, your personal property,
AND Protection in case of a liability lawsuit.

“WHAT?!?!” you say. “Lawsuit ! !”
Yep, lawsuit. Could it happen to you? The answer is…
Of course it could ! !

But we’ll talk about that in a minute. So….

Let’s talk about the nitty-gritty of Condo Insurance. There’s certainly not room here in this report to cover all of it, but I promise, that when you’re done you’ll know more about condo insurance than 95% of the planet. Having a good handle on your insurance decisions is the only way to best prevent problems and surprises at claim time.
There’s three main parts to your condo coverage: 1. Coverage for the interior structure 2. Coverage for your stuff 3. Liability coverage

Let’s take these on one at a time.

COVERAGE FOR YOUR Interior Structure

Remember that the interior structure includes all the interior walls, cabinets, built-ins, carpet, tile, bathroom sinks, toilets, showers, closets - EVERYTHING inside the outer perimeter of your unit.

This is probably the least understood of the three. And the biggest question is HOW MUCH? How much coverage to I REALLY NEED to properly and reasonably cover my interior?

It’s really a simple answer. This is probably worth the entire time you’d spend reading 10 of these POSTS.

You need just enough coverage to rebuild your condo.

Here’s what you DON’T NEED! You DON’T NEED to insure it for its market value (what
you could sell it for). You also DON’T NEED to insure it up to the LOAN AMOUNT. Both of these numbers have NOTHING TO DO with the cost to rebuild your condo.

If you determine that you need $80,000 to rebuild your condo and your lender tells you that you have to insu
re it for $200,000 because that’s the amount of your loan. You tell them that you know different! If you can’t get this through their thick heads, call me. I’ll take care of it for you. There’s a law I can cite to them that will cool their jets in a hurry. (And I’ve done it many times in my 3 decades of helping my policyholders)

So how much do I need to rebuild my condo?

That’s the magic question, for sure! The answer is that you calculate it by using cost per square
foot. You’ll need to know how many square feet of living space you have.

Ideally you’d like to get a licensed contractor to your house to estimate that for you. Get one who is currently building houses in your area. Believe me, he knows the cost.

Remember though, EVERY HOUSE IS DIFFERENT! The range in San Diego is usually $60-$75 per square foot. Where you fall in that range is dependent in the quality of your interior. Average is probably $65-$70. So, if you have 1200 square feet and your think $60 per foot is sufficient, you need $72,000 of BUILDING coverage on your policy.

I have several contractors insured and I keep up with them on the current cost of construction in my area. I hesitate to just give you a number here as it changes all the time and you need to tweak it a little based on the configuration of your house. For example, if your house is a track house, (one that was built among a bunch of others that are about the same) your cost
of construction will probably be less than if you lived in a custom house. You have to ask questions like these:

  • Do I have carpet or marble tile?
  • Do I have a central vacuum system?
  • Do you have Upgraded Counter tops? Granite?
  • Are my kitchen cabinets standard or custom?
  • Do I have central air conditioning, ceiling fans, custom wood stair rails, etc?

With just a quick phone call to my office, we’ll be happy to help you determine your cost per square foot.

Another common point of confusion is that people think they need to insure their condo f
or it’s market value. NOT SO! Your house is (almost) always going to be worth more than it takes to build it. Remember there’s value in your land, neighborhood, schools, view, etc. All that is unaffected by the loss of your home. And remember this….


So here’s how a typical house can look. Remember there’s 3 key numbers associated with your house: Market Value, Amount of your Mortgage, and Rebuilding Cost.

If your 2500 square foot condo has a market value of $650,000 and your local building costs are $70/square foot, your rebuilding cost would be $175,000 (2500 x 70). Your mortgag
e could be $120,000, $400,000 or $0. Regardless of the loan amount or the market value, you’d want to have approximately $150,000 of insurance on the interior building coverage for your condo. There’s some tricky thinking here that you need to consider.
The cost of construction isn’t static, it’s always changing. Lumber cost changes almost daily, as an area builds more and less through changes in economy, the cost of subcontractors w
ill fluctuate. At the end of this report you’ll see a special feature that my office offers you to help you be sure that you don’t get caught short as construction costs rise and fall. Look for this picture. -->

Usually your condo has what’s called ALL RISK coverage on the structure. That means that, except for a few exclusions, anything that happens to your condo is covered. If there’s a loss to your condo, the adjuster looks at the list of exclusions and if what happened isn’t there… it’s probably going to be covered. Remember that all insurance companies are different and it’s the policy contract that decides, not what I say here!

Some common exclusions include flood (the natural kind, not water from a broken pipe which IS COVERED), earthquake, riot, freezing of pipes in an unoccupied, vacant, or under-construction building, vandalism and malicious mischief if the building has been vacant for more than 30 days, normal wear and tear, intentional damage, damage from animals, birds, or fish, and war. These are just a sampling of exclusions. See your policy for your actual exclusions.

Equally as important as the coverage for your home is your coverage for your stuff – Your Personal Property.


If your stuff is stolen from your car,
IT’S COVERED under your Condo Unitowners Insurance!!!
There might be damage to your car though. THAT’S covered under your auto insurance. I’m sure you have car insurance ! ! ! (see 10 Ways to Beat the High Cost of Auto Insurance
(Part 1) & (Part 2) )

This is the coverage that insures your personal property: Your sofa, dishes, clothes, television, stereo, art work, silver, china, watches, jewelry, blender and your socks. How much do you need? That's the important question. Start thinking at a minimum of $30,000. I insured a condo once with personal property coverage of $250,000! Yes, he was a doctor and she a surgical nurse. Lots of money there!

Again... just a quick phone call to my office and we can help you decide the right amount for you.

Here’s an important distinction on the actual coverages for your personal property as compared to the coverage for your structure. You’ll remember that your structure is covered for all losses EXCEPT for those specifically excluded. Your personal property is only covered for a specific list of losses. Here’s a typical list:

  • Fire or lightning
  • Weight of ice, snow or sleet
  • Explosion
  • Aircraft & vehicles
  • Smoke
  • Sudden and accidental tearing or bulging of heating or cooling systems
  • Windstorm or hail
  • Theft
  • Riot or civil commotion
  • Falling objects
  • Vandalism or malicious mischief
  • Sudden and accidental water discharge from plumbing or appliances
  • Freezing of plumbing systems

Once again it’s important to check your own policy language for the specific coverages for your personal property. If you’re not sure, just give us a call. 619-670-1000

Now before we talk a little about the most important portion of your condo policy -- Your Liability Coverage, let me mention one VERY COMMON MISCONCEPTION.

Condo insurance DOES NOT cover the mortgage if one of the owners should die. You’ll need MORTGAGE INSURANCE to cover that.

Mortgage Insurance is simply life insurance that’s designed to pay off the mortgage at the death of one of the owners.

Life insurance can be somewhat overwhelming to purchase. You’re so afraid of making a mistake.

It’s easy to incorporate your mortgage insurance TOGETHER with your regular Life Insurance and SAVE TONS OF MONEY in the process. Learn how with this:

If you own a home and anyone depends on your income to keep the home then mortgage insurance is a must for you! You have far too much invested in your home to allow those you love and provide for to risk having to lose the house if one of the bread winners dies.

It’s simple and easy and probably NOT AS EXPENSIVE AS YOU MIGHT THINK.

You can usually get mortgage insurance for your home for about the price of a DVD a month!

Think about it. Safety, security and peace of mind for about the cost of a DVD a month!

Liability Coverage

Remember we were talking about that LAWSUIT!?!?! Yes, it could happen to you! There’s ALSO coverage in your CONDO INSURANCE for THAT !

Liability is the portion of your condo insurance that protects your home, your assets, your retirement savings and your future income!

Someone slips and falls in your place,
Breaks their leg, or cuts their hand.
(Bummer if it’s a Plastic Surgeon)
Your policy will pay whatever you’re legally liable to pay. (up to the limit of the policy, of course) That’s why at least a $1,000,000 limit is important there (especially if you live in California). Many offices will let you walk away with the standard $100,000. For just an extra $7/month, you get TEN TIMES the coverage -- Almost a crime not to take that.

If you own your condo you should probably consider a Liability Umbrella. It gives you $1,000,000 coverage on your house and all your personal vehicles. You have just too much equity in your house and too much of your net worth tied up there to risk it by saving a few dollars a month.

Let me tell you a story….
Just this year a policyholder called me and told me that they were being sued because their son’s girlfriend accidentally let their dog out of the back yard. The dog made a beeline across the street and kicked the stuffing out of the neighbor’s dog. The homeowner was being sued by the neighbor for veterinarian bills that exceeded $3000 and for mental anguish, stress, and… well, you know the drill. Fortunately the homeowner had not only their homeowners insurance but also a Liability Umbrella standing between this crazy neighbor and everything they owned. Without that, this could have been their problem…

They could have been paying off this “little problem” for years. They could have risked everything they own in addition to their FUTURE EARNINGS by not having the foresight to get (in this case) HOMEOWNERS INSURANCE and a LIABILITY UMBRELLA policy.
You can insure your home, your personal property and your liability exposure in one simple policy.

Condo insurance also includes Medical Payment coverage. That pays for MEDICAL EXPENSES up to the limits of the policy for people who are on your premises with your permission and accidentally injured. And ALSO for people injured by your activities. Coverage doesn’t pay for medical expenses for you or members of your family that live with you.

BUT WAIT ! ! ! ! THERE’S MORE!!!!!!
You also get what’s called LOSS OF USE or ADDITIONAL LIVING EXPENSES coverage. Whenever your place is rendered UNINHABITABLE because of a covered loss, we’ll pay the cost to put you up someplace else while your place is being repaired. I’ve actually written checks to people sitting outside their burned residence to pay for a hotel. VERY COOL!!!!
This pays up to 24 MONTHS! ! Hopefully you won’t be out that long,
but it’s THERE IF YOU NEED IT ! ! ! !

You know how things just get more expensive every year. We’ll automatically increase the amount of your coverage every month FOR FREE until your next renewal to keep pace with inflation. When you renew you policy each year, it will be for the newer IMPROVED amount of coverage.

BUT WAIT ! ! ! ! THERE’S STILL MORE!!!!!! (starting to sound like one of those Ginsu Knife Commercials..?)
I mentioned this up above but you might have missed it. If someone steals your checks or credit cards and you suffer loss cuz they’re out there spending YOUR MONEY, you’ll have coverage for that up to $1000.
“WOW”, you say!
And all that’s included in the Condo Insurance we provide in our office.

Hey, Let’s talk about Deductibles for a second….
The deductible is the portion of a covered loss that is your responsibility. They are typically available in amounts such as $250, $500, $750, or $1000.For example, if you had a $500 deductible, you would need to pay the first $500 of the covered loss and we’d pay the rest.Generally speaking, higher deductibles lower your premium, but increase the amount you must pay out of your own pocket if a covered loss occurs. Ask yourself how much you are willing to pay in order to save on premium. ... you know what, just ask us when you're in the office and we'll show you how simple it is to calculate.

SO what’s the best way to buy CONDO INSURANCE ?

RULE #1 – Don’t over-insure and don’t under-insure. Get the right amount of coverage. Yes, you’ll have to estimate how much stuff you have.

We have convenient calculators in our office to estimate this for you.

RULE #2 – Take the biggest deductible you can afford. (within reason). Increasing your deductible from just $500 to $1000 will usually save you about $75 per year.
Let us help you do the math to see how long it takes you to absorb the difference in the two deductibles.

We can help you walk thru those numbers and find the best blend of deductible and price... Takes about 3 minutes.

RULE #3 – Get at least $500,000 of liability coverage (especially if you live in CALIFORNIA!) People just love to sue in good old CaliforNyeYay.

You need someone who explains and helps you with this. It’s just what we do...

RULE #4 – Only get policies with REPLACEMENT COST coverage for your contents. (all of the policies we offer in our agency have this provision.) This is a cool one. Provision sez that if you suffer loss to your stuff, and you replace it, we’ll pay you what it costs to get a brand new one rather than what your old one was worth.

We automatically add this to all your policies unless (for some reason) you tell us not to.Looks like this. Someone steals your 8 year old TV set that’s worth $75 and a new one is $350, we’ll pay you based on the $350 rather than the $75! VERY COOL!

RULE #5 – Take the PERSONAL LIABILITY option in the LIABILITY SECTION of your policy. That gives you coverage for things like slander and libel. Californian’s, for some crazy reason, get all bent out of shape if you talk to them or about them the wrong way.

We automatically add this one too. Unless you don’t want it...

RULE #6 – Don’t forget to check out things like Special insurance for your baseball card or Precious Moments collections. There’s limits on those kinds of things. You might also need to look into waterbed liability, or business liability (if you run any kind of business out of your home.) And don’t forget EARTHQUAKE coverage.

We’ll walk you thru a checklist of all those things just to make sure we don’t forget anything. You may not need any of them, but we just want to be sure.

RULE #7 – Only get a condo policy with GUARANTEED EXTRA REPLACEMENT COST (GERC) coverage for your structure. This is SO IMPORTANT. We offer policies that will pay you up to an EXTRA 20% above the actual amount of coverage. F
or example, let’s say you’ve lost your 2500 square foot home to a fire and it was insured for $200 a foot -- $250,000. But there’s a recent spike in the cost of materials and the real cost comes to $285,000. OUCH! Looks like you’re going to have to dig into your pocket for $35,000! Not so with the policies we write in our office. Our company offers you, AT NO EXTRA CHARGE the GUARANTEED EXTRA REPLACEMENT COVERAGE at an additional 20%. Your $250,000 will actually pay you up to $300,000 to rebuild your home.

With GERC, your policy for $250,000 will actually pay you up to $300,000 to rebuild your condo. And OH BY THE WAY... This is included automatically at no additional premium on ALL of our condo policies!
And don’t forget EARTHQUAKE coverage. I know there’s a lot to think about. So let us help you remember all of it. One step at a time.

This can be so simple and easy to do.

We do all the work for you and in less than 30 minutes, you’ll have protected your condo, your personal property, your current assets and your future earnings.

Why somebody wouldn’t buy CONDO INSURANCE this way is simply beyond me.

In our agency we offer you 5 different ways to pay for this. You have your choice of Annual, Quarterly, Semi-annual, monthly and SPECIAL MONTHLY…
“So what’s so special about SPECIAL MONTHLY,” you might ask.
It’s special cuz it’s just so insanely easy.

We set it up for you and your monthly payment comes right out of your checking account: Same day; Every month.

(of course of your insurance is already part of your house payment, we’ll set things up so that continues just as it’s always been for you)

So, here’s what you get…
  • Coverage for your condo: The right amount so you sleep well.
  • Coverage for your stuff: TV, stereo, blender, dishes, clothes, etc.
  • This coverage at REPLACEMENT COST (as I explained above)
  • Liability Protection. (assets AND your future earnings)
  • A place to live while we put your place back together
  • We’ll walk you thru the whole process (probably will take less than 30 minutes)
  • Confidence that you’re buying the insurance you need: NOTHING MORE, NOTHING LESS
It Just doesn’t get any better -
OR EASIER - than that…

You’ve got everything to gain and NOTHING to lose.
I look forward to talking with you soon!


It's a Good Life !

Dennis Volz Insurance Agency
10783 Jamacha Bl, Suite 1, Spring Valley, CA 91978
OFFICE: (619) 670-1000 - FAX: (619) 670-1121


Websites: Company Site: DennisVolzInsurance.com

Client Convenience Site: 6701000.com

Cool tribal cat tattoo

cat tattoo designs
tribal cat tattoo so cute this cat.I love this cat tattoo. I will do this next time.

cat tattoo designs

Tatuagem feminina, Flores

Após a publicação das tatuagens de filmes de terror, nada melhor que 12 belas tatuagens femininas para acalmar os ânimos. Duas orquídeas nos pés, margarida com tribal, rosa old school, flor de lótus, rosa vermelha e flores orientais, ilustram esta página.

Confira mais 12 belas fotos de tattoos femininas.

2009 March Madness NCAA Tournament is Near

It's the first Presidents Day for Barack Obama as the new leader of the United States, which reminds us of several things. Mainly, holy crap, we're halfway through February already.

What this means for us at Stock Lemon is that it will soon be March, where we will turn into the main squeeze on 2009 March Madness NCAA Basketball Tournament Bets.

After that, Obama's White Sox and the other 29 teams in the MLB will begin regular season play, and they are already reporting to Spring Training.

So, on this Presidents Day, ask not what Stock Lemon can do for you, but ask what you can do for Stock Lemon. Such as continuing to read our analysis and picks as we head into Spring.

West Welcomes Us Back With Win

How about that alliteration!

The Western Conference took care of the Eastern Conference in the NBA All-Star Game, 146-119, covering the -3 spread like All-Stars.

Kobe Bryant led the way with 27 points, helping us to a 5-2 Free NBA Pick record in 2009. 

We'll be back to explain where we were, as well as to post some more plays to get you where you want to be financially. Or something like that. 

Filmes de terror, tatuagens de Paul Acker

Ao navegar pela Internet encontramos o site do estúdio DeepSix Laboratory, onde trabalha Paul Acker que entre outros belos trabalhos criou tatuagens de clássicos dos filmes de terror. Destaque para o poster do filme A Hora do Pesadelo 3 e o Jason, sem a característica máscara de hockey. São 17 belos trabalhos, muitos deles premiados em convenções de tatuagens.

Poster do filme A Hora do Pesadelo 3: Os Guerreiros dos Sonhos ou A Nightmare on Elm Street 3: Dream Warriors

O personagem Peliquin do NightBreed, clássico do terror.

Linda Blair, O Exorcista.

Personagem do filme This Island Earth-Don

Personagem do filme Darkman.

Sid Haig como 'Captain Spaulding no filme House of 1000 Corpses, escrito e dirigido por Rob Zombie.

O Professor Earl do filme House of 1000 Corpse.

Christopher Lee como Dracula no filme Satanic Rites of Dracula.

O vampiro do filme The Salem's Lot.

Jason, do filme Friday the 13th VII (Sexta-Feira 13) sem a famosa máscara de hockey.

Um zumbi do filme Night of the living Dead.

Alguns personagens do filme Nightbreed de Clive Barker.

Doyle da lendária banda punk The Misfits.

Personagem do filme Planet Terror.

O palhaço Pennywise do filme IT.

Zumbi do filme The Ruins

Heath Ledger como Coringa.

Deep Six Laboratory, Paul Acker

2483 Grant Ave.
Philadelpia, PA 19114