Alabama Life Insurance

As an insurance professional in Alabama, my online connections often ask me a very loaded question: "Joseph, how much life insurance do I need." My response is always, "It depends." 
Your life insurance needs (the amount you need, the duration of the need, a permanent solution or a term policy) vary depending on where your family situation is today, what it will be in 5-10 years, and what it will be in the long run. As your life changes, so does your insurance needs. 
Starting the conversation of your life insurance needs is an important (and very smart) first step! I am honored to serve as a resource for you and your family during this very important process. 
I have a FREE GIFT for you! Simply email me at and request a free copy of "The Little Book of Life Essentials" that I can mail to you right away. This small booklet has a wealth of information on various factors to consider when determining the amount of life insurance you need, the term that it is needed, whether to go with a permanent policy vs. a term policy, and how life changes impact all of the above! 
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